Futureguard

Guardian Industries Holdings, LLC, Auburn Hills MI. Employer ID 814211184, plan number 004. Annual reports on file for 2018 to 2024.

Where the money went

Plans that moved money into this one:

2018: money from Futureguard moved in.
2019: money from Srg Global 401(k) Plan moved in.
2019: money from Georgia-pacific LLC 401(k) Retirement Savings Plan moved in.
2019: money from Europtec USA, LLC Union Savings Plan moved in.
2019: money from Koch Industries Inc Employees' Savings Plan moved in.
2020: money from Georgia-pacific LLC 401(k) Retirement Savings Plan moved in.
2021: money from Koch Industries Inc Employees' Savings Plan moved in.
2023: money from Georgia-pacific LLC 401(k) Retirement Savings Plan moved in.
2024: money from Koch Employees' Savings Plan moved in.

Filed 2018-2024Futureguard, Guardian Industries Holdings, LLC
TodayFutureguard still files. Fidelity Investments Institutional keeps the records. That is where to ask.

Records are kept by Fidelity Investments Institutional, per the 2024 filing.

In plan year 2020, active participants fell from 7,763 to 5,980 (23%), and 542 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. A 2021 law (Consolidated Appropriations Act, section 209) can excuse a drop between March 2020 and March 2021 if the plan had rehired enough people by March 31, 2021. Filing
In plan year 2021, active participants fell from 5,980 to 4,598 (23%), and 593 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. A 2021 law (Consolidated Appropriations Act, section 209) can excuse a drop between March 2020 and March 2021 if the plan had rehired enough people by March 31, 2021. Filing

This is a reason to ask the plan, not a finding. The plan decides, and it may show the drop was routine.

Check your years. We show whether the plan merged or moved money while you were there, and draft the letter to the plan that holds it now.

No unusual events.

"Left, still in the plan" counts people who left the employer but still have a benefit in the plan, as reported by the plan.

Plan year	Participants	Left, still in the plan	Source
2018	4,459	1,660	Filing
2019	10,027	2,224	Filing
2020	8,467	2,442	Filing
2021	7,428	2,766	Filing
2022	7,449	2,891	Filing
2023	6,427	2,117	Filing
2024	5,990	1,717	Filing

Source: U.S. Department of Labor Form 5500 filings. Plan-level facts only; no one's balance. Information only, not legal advice.