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Health Decisions 401(k) Plan Final
Health Decisions, Inc., Durham NC. Employer ID 561637045, plan number 001. Annual reports on file for 2009 to 2022.
Where the money went
- Filed 2009-2022Health Decisions 401(k) Plan Final, Health Decisions, Inc.
- 2022Assets transferred to Premier Research International, LLC 401(k) Plan
- TodayPremier Research International, LLC 401(k) Plan still files. Principal Life Insurance Company keeps the records. That is where to ask.
Records are kept by Principal Life Insurance Company, per the 2024 filing.
Left in 2010, 2012, 2014, 2015? Worth asking about employer money
- In plan year 2010, active participants fell from 113 to 73 (35%), and 15 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing
- In plan year 2012, 24 people (26% of active participants) left before they were fully vested. Turnover that high can count as a partial plan termination (Revenue Ruling 2007-43), which requires full vesting of employer money for those who left. The plan may argue it was routine turnover. Filing
- In plan year 2014, active participants fell from 88 to 65 (26%), and 16 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing
- In plan year 2015, 26 people (40% of active participants) left before they were fully vested. Turnover that high can count as a partial plan termination (Revenue Ruling 2007-43), which requires full vesting of employer money for those who left. The plan may argue it was routine turnover. Filing
This is a reason to ask the plan, not a finding. The plan decides, and it may show the drop was routine.
Worked here?
Check your years. We show whether the plan merged or moved money while you were there, and draft the letter to the plan that holds it now.
Events in the filings
- 2022: The plan filed its last report: it ended, merged into another plan, or paid everyone out.
- 2022: At least a quarter of the plan's money moved to another plan this year, usually in a merger or company split.
People in the plan
"Left, still in the plan" counts people who left the employer but still have a benefit in the plan, as reported by the plan.
| Plan year | Participants | Left, still in the plan | Source |
|---|---|---|---|
| 2011 | 184 | 90 | Filing |
| 2012 | 170 | 91 | Filing |
| 2013 | 175 | 87 | Filing |
| 2014 | 150 | 85 | Filing |
| 2015 | 120 | 50 | Filing |
| 2016 | 98 | 47 | Filing |
| 2017 | 109 | 45 | Filing |
| 2018 | 112 | 46 | Filing |
| 2019 | 113 | 46 | Filing |
| 2020 | 121 | 39 | Filing |
| 2021 | 167 | 57 | Filing |
| 2022 | 0 | 0 | Filing |
Source: U.S. Department of Labor Form 5500 filings. Plan-level facts only; no one's balance. Information only, not legal advice.