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Tct Stainless Steel 401k Plan
Tct Stainless Steel, Inc., Sterling Heights MI. Employer ID 522183318, plan number 001. Annual reports on file for 2009 to 2019.
Where the money went
- Filed 2009-2019Tct Stainless Steel 401k Plan, Tct Stainless Steel, Inc.
- 2019Assets transferred to Metal Companies 401(k) Plan
- TodayMetal Companies 401(k) Plan still files. Empower Annuity Insurance Company O keeps the records. That is where to ask.
Records are kept by Empower Annuity Insurance Company O, per the 2024 filing.
Left in 2012, 2015? Worth asking about employer money
- In plan year 2012, 11 people (21% of active participants) left before they were fully vested. Turnover that high can count as a partial plan termination (Revenue Ruling 2007-43), which requires full vesting of employer money for those who left. The plan may argue it was routine turnover. Filing
- In plan year 2015, active participants fell from 43 to 23 (47%), and 12 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing
This is a reason to ask the plan, not a finding. The plan decides, and it may show the drop was routine.
Worked here?
Check your years. We show whether the plan merged or moved money while you were there, and draft the letter to the plan that holds it now.
Events in the filings
- 2019: The plan filed its last report: it ended, merged into another plan, or paid everyone out.
People in the plan
"Left, still in the plan" counts people who left the employer but still have a benefit in the plan, as reported by the plan.
| Plan year | Participants | Left, still in the plan | Source |
|---|---|---|---|
| 2009 | 57 | 12 | Filing |
| 2010 | 58 | 13 | Filing |
| 2011 | 65 | 12 | Filing |
| 2012 | 57 | 12 | Filing |
| 2013 | 56 | 10 | Filing |
| 2014 | 55 | 12 | Filing |
| 2015 | 39 | 16 | Filing |
| 2016 | 33 | 20 | Filing |
| 2017 | 34 | 13 | Filing |
| 2018 | 32 | 12 | Filing |
| 2019 | 0 | 0 | Filing |
Source: U.S. Department of Labor Form 5500 filings. Plan-level facts only; no one's balance. Information only, not legal advice.