Environmental Management Specialists, Inc. 401(k) Plan

Environmental Management Specialists, Inc., Middleburgh Heights OH. Employer ID 341941906, plan number 001. Annual reports on file for 2012 to 2019.

Where the money went

Filed 2012-2019Environmental Management Specialists, Inc. 401(k) Plan, Environmental Management Specialists, Inc.
EndedEnvironmental Management Specialists, Inc. 401(k) Plan ended. Money was paid out, rolled to an IRA, or sent to a state or the PBGC. The distribution records show which.

Records are kept by Great West Life & Annuity Ins Co, per the 2019 filing.

The plan ended in plan year 2018. When a plan ends, everyone who still has an account must be fully vested in the employer's contributions (Internal Revenue Code section 411(d)(3)). If you left within about five years before that with employer money not yet vested, it may not have been forfeited yet, and may be yours. Filing

This is a reason to ask the plan, not a finding. The plan decides, and it may show the drop was routine.

Check your years. We show whether the plan merged or moved money while you were there, and draft the letter to the plan that holds it now.

2018: The employer adopted a resolution to terminate the plan.
2019: Final return: the plan reported that it ended (merged, transferred, or distributed all assets).
2019: The employer adopted a resolution to terminate the plan.

"Separated, still owed" counts people who left the employer but still have a benefit in the plan, as reported by the plan.

Plan year	Participants	Separated, still owed	Source
2012	106	—	Filing
2013	131	—	Filing
2014	223	6	Filing
2015	207	53	Filing
2016	200	72	Filing
2017	227	82	Filing
2018	303	120	Filing
2019	0	0	Filing

Source: U.S. Department of Labor Form 5500 filings. Plan-level facts only; no one's balance. Information only, not legal advice.