Cleveland Corporate Services, Inc. 401(k) Profit Sharing Plan

Cleveland Corporate Services, Inc., Cleveland Heights OH. Employer ID 341701731, plan number 001. Annual reports on file for 2009 to 2013.

Where the money went

Filed 2009-2013Cleveland Corporate Services, Inc. 401(k) Profit Sharing Plan, Cleveland Corporate Services, Inc.
EndedCleveland Corporate Services, Inc. 401(k) Profit Sharing Plan ended. Money was paid out, rolled to an IRA, or sent to a state or the PBGC. The distribution records show which.

In plan year 2012, active participants fell from 125 to 100 (20%), and 19 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing
The plan ended in plan year 2013. When a plan ends, everyone who still has an account must be fully vested in the employer's contributions (Internal Revenue Code section 411(d)(3)). If you left within about five years before that with employer money not yet vested, it may not have been forfeited yet, and may be yours. Filing

This is a reason to ask the plan, not a finding. The plan decides, and it may show the drop was routine.

Check your years. We show whether the plan merged or moved money while you were there, and draft the letter to the plan that holds it now.

2013: Final return: the plan reported that it ended (merged, transferred, or distributed all assets).
2013: The employer adopted a resolution to terminate the plan.

"Separated, still owed" counts people who left the employer but still have a benefit in the plan, as reported by the plan.

Plan year	Participants	Separated, still owed	Source
2009	108	17	Filing
2010	149	13	Filing
2011	153	27	Filing
2012	148	47	Filing
2013	0	0	Filing

Source: U.S. Department of Labor Form 5500 filings. Plan-level facts only; no one's balance. Information only, not legal advice.