Consumer Credit Counseling Service of the Midwest, Inc. Retirement Plan
Consumer Credit Counseling Service of the Midwest, Inc., Gahanna OH. Employer ID 310731111, plan number 001. Annual reports on file for 2009 to 2025.
Where the money went
- Filed 2009-2025Consumer Credit Counseling Service of the Midwest, Inc. Retirement Plan, Consumer Credit Counseling Service of the Midwest, Inc.
- TodayConsumer Credit Counseling Service of the Midwest, Inc. Retirement Plan still files. Principal Life Insurance Company keeps the records. That is where to ask.
Records are kept by Principal Life Insurance Company, per the 2013 filing.
Left in 2012, 2015, 2017? You may be owed employer money
- In plan year 2012, active participants fell from 217 to 173 (20%), and 37 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing
- In plan year 2015, active participants fell from 126 to 83 (34%), and 12 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing
- In plan year 2017, active participants fell from 72 to 52 (28%), and 4 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing
This is a reason to ask the plan, not a finding. The plan decides, and it may show the drop was routine.
Worked here?
Check your years. We show whether the plan merged or moved money while you were there, and draft the letter to the plan that holds it now.
Events in the filings
No unusual events.
People in the plan
"Separated, still owed" counts people who left the employer but still have a benefit in the plan, as reported by the plan.
| Plan year | Participants | Separated, still owed | Source |
|---|---|---|---|
| 2014 | 176 | 45 | Filing |
| 2015 | 146 | 58 | Filing |
| 2016 | 127 | 52 | Filing |
| 2017 | 107 | 51 | Filing |
| 2018 | 93 | 45 | Filing |
| 2019 | 92 | — | Filing |
| 2020 | 86 | — | Filing |
| 2021 | 74 | — | Filing |
| 2022 | 70 | — | Filing |
| 2023 | 64 | — | Filing |
| 2024 | 60 | — | Filing |
| 2025 | 63 | — | Filing |
Source: U.S. Department of Labor Form 5500 filings. Plan-level facts only; no one's balance. Information only, not legal advice.