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Keystone Clearwater Solutions 401(k) Plan
Keystone Clearwater Solutions, LLC, Hershey PA. Employer ID 262597715, plan number 001. Annual reports on file for 2014 to 2024.
Where the money went
Plans that moved money into this one:
- 2014: money from Rex Energy Operating Corp. 401(k) Plan moved in.
- 2020: money from Hydro Recovery, Lp 401(k) Plan moved in.
- Filed 2014-2024Keystone Clearwater Solutions 401(k) Plan, Keystone Clearwater Solutions, LLC
- 2023Assets transferred to Fnb Retirement Success Pooled Employer Plan
- TodayFnb Retirement Success Pooled Employer Plan still files. Stancorp Financial Group keeps the records. That is where to ask.
Records are kept by Stancorp Financial Group, per the 2024 filing.
Left in 2015, 2016? Worth asking about employer money
- In plan year 2015, 218 people (71% of active participants) left before they were fully vested. Turnover that high can count as a partial plan termination (Revenue Ruling 2007-43), which requires full vesting of employer money for those who left. The plan may argue it was routine turnover. Filing
- In plan year 2016, active participants fell from 272 to 193 (29%), and 165 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing
This is a reason to ask the plan, not a finding. The plan decides, and it may show the drop was routine.
Worked here?
Check your years. We show whether the plan merged or moved money while you were there, and draft the letter to the plan that holds it now.
Events in the filings
- 2023: At least a quarter of the plan's money moved to another plan this year, usually in a merger or company split.
- 2023: The employer decided to close the plan.
- 2024: The plan filed its last report: it ended, merged into another plan, or paid everyone out.
- 2024: The employer decided to close the plan.
People in the plan
"Left, still in the plan" counts people who left the employer but still have a benefit in the plan, as reported by the plan.
| Plan year | Participants | Left, still in the plan | Source |
|---|---|---|---|
| 2014 | 464 | 157 | Filing |
| 2015 | 540 | 268 | Filing |
| 2016 | 545 | 352 | Filing |
| 2017 | 801 | 535 | Filing |
| 2018 | 748 | 498 | Filing |
| 2019 | 471 | 106 | Filing |
| 2020 | 390 | 38 | Filing |
| 2021 | 435 | 49 | Filing |
| 2022 | 563 | 47 | Filing |
| 2023 | 0 | 0 | Filing |
| 2024 | 0 | — | Filing |
Source: U.S. Department of Labor Form 5500 filings. Plan-level facts only; no one's balance. Information only, not legal advice.