Capgemini 401(k) Profit Sharing

Capgemini America, Inc., New York NY. Employer ID 222575929, plan number 002. Annual reports on file for 2015 to 2019.

Where the money went

Plans that moved money into this one:

Filed 2015-2019Capgemini 401(k) Profit Sharing, Capgemini America, Inc.
2019Assets transferred to Capgemini Safe Harbor 401(k) Plan
TodayCapgemini Safe Harbor 401(k) Plan still files. Fidelity Investments Institutional keeps the records. That is where to ask.

Records are kept by Fidelity Investments Institutional, per the 2024 filing.

In plan year 2018, active participants fell from 4,076 to 2,883 (29%), and 232 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing

This is a reason to ask the plan, not a finding. The plan decides, and it may show the drop was routine.

Check your years. We show whether the plan merged or moved money while you were there, and draft the letter to the plan that holds it now.

2016: The plan reported that it didn't pay some benefits on time.
2017: The plan reported that it didn't pay some benefits on time.
2018: The plan reported that it didn't pay some benefits on time.
2019: The plan filed its last report: it ended, merged into another plan, or paid everyone out.
2019: At least a quarter of the plan's money moved to another plan this year, usually in a merger or company split.

"Left, still in the plan" counts people who left the employer but still have a benefit in the plan, as reported by the plan.

Plan year	Participants	Left, still in the plan	Source
2015	9,892	4,796	Filing
2016	9,961	4,805	Filing
2017	9,262	5,075	Filing
2018	8,242	5,226	Filing
2019	0	0	Filing

Source: U.S. Department of Labor Form 5500 filings. Plan-level facts only; no one's balance. Information only, not legal advice.