Curvature, Inc. 401(k) Savings Plan
Curvature, Inc., Cleveland OH. Employer ID 042779058, plan number 001. Annual reports on file for 2007 to 2021.
Where the money went
Plans that moved money into this one:
- 2018: money from Curvature 401(k) Plan moved in.
- Filed 2007-2021Curvature, Inc. 401(k) Savings Plan, Curvature, Inc.
- 2021Assets transferred to Park Place Technologies 401(k) Profit Sharing Plan
- TodayPark Place Technologies 401(k) Profit Sharing Plan still files. Empower Annuity Insurance Company keeps the records. That is where to ask.
Records are kept by Empower Annuity Insurance Company, per the 2024 filing.
Left in 2019, 2020? You may be owed employer money
- In plan year 2019, active participants fell from 1,327 to 1,053 (21%), and 109 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. Filing
- In plan year 2020, active participants fell from 1,053 to 699 (34%), and 80 people left before they were fully vested. When a plan loses about 20% or more of its participants in a year, the IRS presumes a partial plan termination (Revenue Ruling 2007-43). Everyone who left in that period must then be fully vested in the employer's contributions. A 2021 law (Consolidated Appropriations Act, section 209) can excuse a drop between March 2020 and March 2021 if the plan had rehired enough people by March 31, 2021. Filing
This is a reason to ask the plan, not a finding. The plan decides, and it may show the drop was routine.
Worked here?
Check your years. We show whether the plan merged or moved money while you were there, and draft the letter to the plan that holds it now.
Events in the filings
- 2021: Final return: the plan reported that it ended (merged, transferred, or distributed all assets).
- 2021: At least 25% of plan assets were transferred to another plan this year (merger or spin-off).
- 2021: The employer adopted a resolution to terminate the plan.
People in the plan
"Separated, still owed" counts people who left the employer but still have a benefit in the plan, as reported by the plan.
| Plan year | Participants | Separated, still owed | Source |
|---|---|---|---|
| 2010 | 361 | 29 | Filing |
| 2011 | 514 | 51 | Filing |
| 2012 | 843 | 80 | Filing |
| 2013 | 894 | 104 | Filing |
| 2014 | 1,030 | 102 | Filing |
| 2015 | 1,371 | 61 | Filing |
| 2016 | 1,430 | 57 | Filing |
| 2017 | 1,734 | 75 | Filing |
| 2018 | 1,706 | 373 | Filing |
| 2019 | 1,514 | 453 | Filing |
| 2020 | 1,045 | 330 | Filing |
| 2021 | 0 | 0 | Filing |
Source: U.S. Department of Labor Form 5500 filings. Plan-level facts only; no one's balance. Information only, not legal advice.